Monday, February 12, 2018 / by Abio Properties, Blogger
Let’s face it. Not everyone can be the traditionally perfect candidate for a standard 30-year fixed home loan. Some buyers need creative financing to win their dream home.
Maybe you’re a buyer who doesn’t have enough cash for a 20 percent down payment and closing costs. Maybe you have a less-than-perfect credit score.
You’re not alone. More than half of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBankingRates survey. Yet, the median down payment for a home in the Bay Area is $170,000, according to the most recent ATTOM Data Solutions report.
Fortunately, innovative lenders with alternative loans are changing the home buying experience so stressed out buyers don’t have to tap retirement accounts (potentially risky), borrow from family (potentially awkward), or sell organs for cash (um, potentially deadly).
And if you are one of soc ...
Wednesday, January 31, 2018 / by Abio Properties, Blogger
The East Bay is hops-friendly, pro-hops, hoppy to see you! The craft beer and taproom scene is buzzing on the bright side of the Bay, and whether you like your beer heavy, sour, malty, grassy, creamy or fruity, you can find it all here.
Beside being home to some of the best-known established West Coast breweries, including 21st Amendment in San Leandro and Trumer Pils in Berkeley, the East Bay hosts an astonishing number of up-and-comers. They are part of a statewide trend in craft brewery growth. More than 900 craft breweries operate across the state, more than any state in the nation, according to the California Craft Brewers Association.
Oakland alone boasts at least a dozen breweries and nine tasting rooms, according to the Oakland visitors center. The East Bay scene is so robust that there’s a dedicated blog for brew geeks called www.eastbaybeer.com.
In honor of the upcoming SF Beer Week (Feb. 9-18) -- ...
Tuesday, January 30, 2018 / by Abio Properties, Blogger
Happy 2nd birthday to us! Look how we’ve grown in just two short, fun years: 2 offices, 9 amazing support staff members, two dozen awesome agents. And we couldn’t think of a better way to celebrate all this success than to add four new Realtors to the Abio Properties family!
Please give a warm welcome to…
Realtor Debra Alber
Debra Alber Debra is an award-winning Realtor with more than 16 years of experience. A Bay Area resident of more than 32 years, she can offer pertinent insight on neighborhoods, school districts, and area trends. “Last, but not least,” she tells us, “I’ve lived through a number of renovations, surviving with my humor intact!” That makes her a go-to person when it comes to seeing and realizing the potential in your next home.
Realtor Shannon Kelly
Shannon Kelly Shannon is a s ...
Monday, January 22, 2018 / by Abio Properties, Blogger
A dangerous influenza epidemic is sweeping the nation and hitting California especially hard, so how can you prevent the flu from striking your household? You can’t live in a plastic bubble…
Here at Abio, we are constantly with the public at open houses, inspections, signings and the like. So around our offices, when we aren't washing our hands or spritzing sanitizer, we’re talking about what else can be done to prevent the flu and colds, including alternative remedies. Here’s what we’re hearing about staying healthy:
Thieves Oil: Abio co-founder Linnette Edwards and Tammy Brown swear by thieves oil for keeping their household healthy. It’s a combination of clove, lemon, cinnamon, eucalyptus radiata, and rosemary and is thought to have antibacterial, antiseptic, antiviral, and immune-stimulating properties. You can rub it on the soles of your feet, put it in a diffuser, o ...
Tuesday, January 09, 2018 / by Abio Properties, Blogger
It’s a new year filled with new laws – from the useful, to the quirky, to the expensive. Pot is legal now in California, public diaper-changing stations must be accessible to men as well as women, the state minimum wage rose $.50, and President Trump signed a major federal tax reform bill.
For property buyers and sellers, we boiled down the 1,097-page federal “Tax Cuts and Jobs Act” into this simple chart so you can see how tax reform impacts you:
Answers to Common Questions:
When will I feel the effects of the tax overhaul? Spring of 2019, when you file taxes for 2018, if you itemize deductions.
Which real estate markets will be most affected?
West and East Coast metro areas like ours, where real estate is most expensive. For example, homeowners used to be able to deduct the interest paid on a mortgage loan worth up to $1 million. Now the mortgage interest deduction (MID) cap is $750,000. Nationally ...